Compliance at Ledger
Ledger is built compliance-first. Every applicant is identified before an account opens, every document reaches an explicit verification state, every submitted application is screened against partner watchlists, and every action lands in an append-only audit log that nobody — applicant or reviewer — can edit or delete. The policies below spell out exactly what we collect, how we screen, and who is allowed to do what.
Terms of Service
Who can open an account, what it may be used for, and how the account lifecycle and disputes work.
Read the policy →Data Handling & Retention
Exactly which fields we collect for KYC and KYB, how long we keep them, and how erasure works.
Read the policy →Screening Policy
How sanctions, PEP and adverse-media checks run, what each result means, and what blocks approval.
Read the policy →Access Control & Roles
The two roles, the separation of duties between them, and the append-only audit guarantee.
Read the policy →Your own audit record
Applicants can view their complete audit-ready record at any time — identity summary, document verification states, and the full event timeline, exactly as it was written.
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